Finding the right mortgage broker can make a significant difference in securing the best mortgage terms and rates. Mortgage brokers act as intermediaries between borrowers and lenders, helping you navigate the complex mortgage landscape. To help you in your search, we’ve compiled a list of the top 10 mortgage brokers, complete with their names, addresses, phone numbers, and websites. This comprehensive guide will ensure you have all the information you need to make an informed decision.
1. Quicken Loans (Rocket Mortgage)
Address: 1050 Woodward Avenue, Detroit, MI 48226
Phone Number: (888) 452-8179
Website: www.rocketmortgage.com
Quicken Loans, operating as Rocket Mortgage, is one of the largest mortgage lenders in the United States. Known for their online application process, they offer a variety of loan products, including conventional, FHA, and VA loans.
2. Better Mortgage
Address: 120 Broadway, Floor 5, New York, NY 10271
Phone Number: (415) 523-8837
Website: www.better.com
Better Mortgage offers a fully online mortgage experience with competitive rates and no commission fees. Their streamlined process and transparent pricing make them a popular choice among borrowers.
3. LoanDepot
Address: 26642 Towne Centre Drive, Foothill Ranch, CA 92610
Phone Number: (888) 983-3240
Website: www.loandepot.com
LoanDepot provides a wide range of loan products, including home purchase loans, refinancing, and home equity loans. Their customer-centric approach and innovative technology have earned them a solid reputation in the industry.
4. Fairway Independent Mortgage Corporation
Address: 4750 S Biltmore Lane, Madison, WI 53718
Phone Number: (866) 912-4800
Website: www.fairwayindependentmc.com
Fairway Independent Mortgage Corporation is known for its extensive network of branches and personalized customer service. They offer a variety of loan options to meet the needs of different borrowers.
5. Guild Mortgage
Address: 5887 Copley Drive, San Diego, CA 92111
Phone Number: (800) 365-4441
Website: www.guildmortgage.com
Guild Mortgage has been in the business for over 60 years, providing a range of loan products and exceptional customer service. They offer conventional, FHA, VA, and USDA loans.
6. New American Funding
Address: 14511 Myford Road, Suite 100, Tustin, CA 92780
Phone Number: (800) 450-2010
Website: www.newamericanfunding.com
New American Funding is a family-owned mortgage lender that offers a variety of loan options, including FHA, VA, and conventional loans. They are committed to providing personalized service and competitive rates.
7. CrossCountry Mortgage
Address: 6850 Miller Road, Brecksville, OH 44141
Phone Number: (877) 351-3400
Website: www.crosscountrymortgage.com
CrossCountry Mortgage offers a wide range of mortgage products and is known for its commitment to customer satisfaction. They provide home purchase loans, refinancing, and home equity loans.
8. Guaranteed Rate
Address: 3940 N Ravenswood Avenue, Chicago, IL 60613
Phone Number: (866) 934-7283
Website: www.guaranteedrate.com
Guaranteed Rate is a top mortgage lender known for its innovative technology and competitive rates. They offer a variety of loan products and a streamlined online application process.
9. PrimeLending
Address: 18111 Preston Road, Suite 900, Dallas, TX 75252
Phone Number: (800) 317-7463
Website: www.primelending.com
PrimeLending offers a wide range of mortgage products, including fixed-rate, adjustable-rate, FHA, VA, and USDA loans. They are committed to providing excellent customer service and competitive rates.
10. Movement Mortgage
Address: 8024 Calvin Hall Road, Indian Land, SC 29707
Phone Number: (877) 314-1499
Website: www.movement.com
Movement Mortgage is known for its fast processing times and community-focused approach. They offer a variety of loan products and are dedicated to helping borrowers find the right mortgage for their needs.
Tips for Choosing the Right Mortgage Broker
Selecting the right mortgage broker can make a significant difference in your home-buying experience. Here are some tips to help you choose the best one:
1. Research and Compare
Take the time to research different mortgage brokers. Look at their reviews, ratings, and the range of loan products they offer. Comparing multiple brokers will give you a better understanding of who can offer the best terms for your needs.
2. Check Credentials
Ensure that the mortgage broker is licensed and has the necessary credentials. You can check with the National Mortgage Licensing System (NMLS) to verify their credentials and any disciplinary actions.
3. Ask About Fees
Different brokers have different fee structures. Some may charge a flat fee, while others may take a commission based on the loan amount. Make sure you understand the fee structure before committing.
4. Look for Experience
Experience matters in the mortgage industry. A broker with years of experience is likely to have a better understanding of the market and can offer valuable advice and guidance.
5. Seek Recommendations
Ask friends, family, and real estate professionals for recommendations. Personal experiences can provide valuable insights into the reliability and quality of different mortgage brokers.
6. Evaluate Customer Service
Good customer service is crucial when dealing with mortgage brokers. You want someone who is responsive, transparent, and willing to answer all your questions. Consider their communication style and availability before making a decision.
7. Understand the Loan Products
Different brokers may specialize in different types of loans. Make sure the broker you choose offers the type of loan you need, whether it’s a conventional loan, FHA loan, VA loan, or any other type.
Conclusion
Choosing the right mortgage broker is a crucial step in the home-buying process. By researching and comparing different brokers, understanding their fee structures, and evaluating their customer service, you can find a broker that meets your needs and helps you secure the best mortgage terms. The top 10 mortgage brokers listed in this guide are a great starting point, offering a variety of loan products and services to help you achieve your dream of homeownership.
Find the Mortgage Brokers Names, Addresses, Phone Numbers, and Websites today!
